Remember that the definition of buy here pay here dealers is that these dealerships finance the customers directly. This makes each dealer make his own criteria on what is needed to be able to trust that their money that is invested in the customers, is not going to be lost. This makes writing a rigid table with actual requirements an almost impossible task to achieve. However, here are the basic requirements as well as hints of why would dealers need them.1. Some sort of identification with picture of the customer that is asking for financing approval for verification.2. A recent bill to prove the address of the customer in case the payments are not paid on time. Although most identification cards, like the state ID and the driver’s licence, have the customer’s address, it can often be several years old and hence the address is not updated to the most recent one but a bill would have the recent address.3. Proof of income – This can be from check stubs or direct deposit into a bank account with the bank statement present to show as proof. Or it can be from Social Security Disability income or other reliable sources. Each dealer would have their own measurement of what is reliable income sources. Remember that some dealers are aiming to be able to garnish wages in case the payments are not paid and vehicle is not returned or can’t be found to repossess.4. Some places require a bank statement to reveal how the customers spend their money. If there are other car payments that show up on the statements, then the dealers would take this into account when calculating the approved loan amount to be granted to the customer. More life expenses means that this customer is less likely to be able to pay large monthly payments, even if his income is high.5. Down payment money – This differs greatly from dealer to dealer and from car to car and even from customer to customer. Here is why, first, some dealers are running incentives while others are not. Second, customers might be asking for very expensive vehicles. Third, customers may be asking for average priced vehicles but their income proven can not cover the monthly payments as well as life expenses so the dealers ask for higher down payments to lower the risk involved with such deals. Customers need to keep in mind that even if dealers are asking for no money down, it does not mean for customers not to have any cash available. The reason is that customers, in most states, are still required by law to pay all the taxes on the vehicle as a lump sum in the beginning of the sale. Also, there are registration costs that need to be paid by the customers.6. References – Many dealers require that customers provide references from family and friends. Basically, the dealerships would contact these people and ask them for information about the whereabouts of the customers when needed. This is meant as a secure way for the dealers to be able to track down the customers in the event that the payments are not paid and the vehicles cannot be traced to repossess.

Wide-angle lenses have short focal lengths. The focal length could be as short as 14mm. The short focal length of wide-angle lenses aids in landscape photography as it enables more of the scene you are photographing to be squeezed into the frame.Landscape Photography Tips #1 – The Right Time To Use A Wide-Angle LensThe answer to this question is obvious. Photographers use these lenses when they are in attempt to photograph expansive views.Landscape Photography Tips #2 – Common Made MistakesA common and easily made mistake when using these lenses is to include too many elements in a frame. Although the wide-angle lens squeezes a lot of elements into the frame to capture stunning images of a grand landscape, including too many subjects into the frame can really dilute the images.Bear this in mind; whatever you leave you out of the frame is as important as whatever you include in the frame. Hence, be sure to be very careful and know what you are doing when conducting landscape photography.Landscape Photography Tips #3 – Link Distinct AreasWhen you use a wide-angle lens, you will notice that the subject you photograph will appear looking way smaller than it actually is in backgrounds. To solve this, all you need to do is to link obvious areas such as foreground, midground and background.Landscape Photography Tips #4 – Create A Real Sense Of DepthAnother landscape photography tip you can consider implementing is to make use of the wide-angle lens to create a real sense of depth.Creating this will result your photograph’s viewer to experience the ‘near-far’ perspective. This works best when the foreground includes elements such as rocks and flowers.Landscape Photography Tips #5 – Increase The Impact Of Wide-Angle Images With Compositional Tips Not only does a this lens work well with foreground interest, it also works great at emphasizing leading lines. For instance, you can position your wide-angle lens very closely to a fence.The way to go about this is to enter the frame from the edge and lead in to the fence. This will take your photograph’s viewer on a journey through the frame.This works best with wide-angle lenses as compared to telephoto lenses. Reason being these wide lenses create a much more dynamic result.

If you get your products in front of a targeted market, you stand a good chance you are going to make an affiliate sale, which in turn means that you are going to your commission.Therefore if you are an affiliate marketer, you will agree that you are consistently trying to get your products in front of Highly Targeted Audience.However, you should always be conscious of staying away from spamming or even having your market regard you as spam if you intend to build a reputable business.In this article, I am going to teach a technique which is not a new technique. Still, it is an effective marketing technique especially if you are looking to market at low cost, affiliate and landing page friendly, scalable, no spam and effective marketing technique that is opened and read by your target market.You will use this technique in your marketing activities to get in front of a more Highly Targeted Audience. Irrespective of how you get in front of your audience currently.This low-cost marketing technique is Ezine Marketing. You may not have heard of Ezine Marketing before, or perhaps you are like me and have heard of it but didn’t take much note of it.However, either way, if you are not using Ezine Marketing part of your marketing activities, you are leaving a lot of money on the table.Now I would like to mention that Ezine Marketing is not spamming.I specifically mention this right now as I have recently been a victim of spam and I caught off guard was annoyed. ( and I am an affiliate marketer).This marketer was blatantly spamming my blog by leaving a comment only to promote.Even though annoyed, my thoughts went to those who are not affiliate marketers and how annoying they get.So spamming, unfortunately, is still happening despite all the great efforts to rid the world of it although there has been a significant reduction of spam to previous years.The point is that you don’t want to come across in your marketing efforts as a spammer.However, you can be more productive and effective by focussing your attention on a better and more targeted audience through ezine marketing.What Is EzinesFor those who may not have heard of it or those who are not that familiar with it?Ezine is an electronic magazine. The “E” from the word “electronic” and the “zine” from the word “magazine” is combined to make “ezine”.Similarly to subscribing to a magazine and have it delivered to your address, you would also subscribe to an ezine (which is an electronic magazine) and have it delivered to your address – this time it is to your email address.Never Going To Be Spam So please note – these ezines delivered to an audience who have subscribed to them. The result being ezine marketing is never spam.Ezines Opened And ReadEzine marketing is so effective as ezines get opened and read because the audience has all subscribed to receive them.The Ezine community is used to receiving ezines and therefore, are expecting some level of controlled marketing.Without Spamming So I hope you are noticing that Ezine marketing is a great way to get your product in front of a highly targeted audience without spamming.Build Your ListEzine marketing is a great way to build your list. It would be best if you were growing your list every day and ezines can help you build a highly targeted list as you can focus on a specific demographic age group culture etc.Affiliate Friendly And Landing Page Friendly You don’t have to be dictated by the social media platforms anymore as they force you to direct your audience, as you can send them straight to an affiliate link or to a landing page. So, therefore, Ezines are also affiliate friendly and landing page friendly.Short Mini-Course If you want to know more about getting involved with ezine marketing I have a quick mini-course to offer you that will give you all the information you need to make an informed decision to go ahead with ezine marketing or not.The course is short video training with easy to understand chunks of information so that you can put what you learn into action.It is delivered by the worlds first, and best DOE is the worlds first and best ezine resource for ezines advertising.So is this for you?So With Ezine Marketing, You Can Target Your Exact Market Avatar With Your Products1. Affordable2. Highly targeted3. Email marketing brings a high ROI4. Many ad types to choose from5. Affiliate friendly6. Capture page friendly7. Scalable